Cigar Geeks

Non-Cigar Related => How's life? => Topic started by: Bob Cordell on 05/15/2008 09:19 PM

Title: My nerves are shot!
Post by: Bob Cordell on 05/15/2008 09:19 PM
So my rent is being raised and I start thinking "hell, thats almost a house payment"

Now I find myself looking at houses and lining up financing. I've been through this before but I forgot how nerve racking this whole process can be. If anyone remembers my " put out the garden" thread get this. My buddy happened to mention that the house next door, his Uncle's house was going up for sale. I kinda became interested in it and took a walk through. This place is perfect for me, 3 bedrooms, 2 bath, new roof, new siding, etc...


I can walk next door at my pals and work in the garden. I've been close friends with the guy for 30 years. We both have huge back yards and we were discussing putting a tee box and green on the back of my lot and the same on his...two par 3 holes, how cool would that be? Teeing off from my yard to his green and vice versa. I think he slices though...

Now back to reality, actually getting the loan that I can afford! We'll see I guess!

Title: RE: My nerves are shot!
Post by: SenorPablo on 05/15/2008 09:24 PM
Good luck Bob!  It is nerve racking.  The good thing is that its still a buyer's market.  Also, rates have been pretty decent.  I just refi'd a month ago at 5.6% on a 30 year.  I caught a nice little dip in the rates.  These things change daily now and even fluctuate within a day.  Timing is everything with them.  

BTW...living next door to your buddy and being able to set up a couple holes of golf is worth the effort.

-Paul
Title: RE: My nerves are shot!
Post by: Bob Cordell on 05/15/2008 09:32 PM
I've been getting a rate of around 5.75 % on a 30 year mortgage. I only have about $10,000 to put down though so I'm not in the perfect position but still like you say, its a buyer's market.

Yeah, the two par threes would be cool, about 100 yards each.

Weve played music on and off together for 25 years or so and that place I'm looking at has a full basement so I can set up my drum kit and he can keep a amp and guitar there. Our other buddy, a bass player can do the same...a built in jam room also.

The perks are un-believable!!!!!!!!!!!!!!  

Walk next door and pick a salad for supper in the summer!
Title: RE: My nerves are shot!
Post by: mhuss on 05/16/2008 12:09 AM
Paul definitely hit the nail right on the head.  It's definitely a buyer's market.  And the property sounds great.  The mini-chip-n-putt sounds great, too!  I'd definitely consider it, especially seeing as how you could earn some equity in a house, instead of just paying rent or whatever from month to month.  If you're going to pay house-worthy prices, you might as well get a house out of it!
Title: RE: My nerves are shot!
Post by: Duker511 on 05/16/2008 05:42 AM
Good luck Bob, I just went through the same thing a couple years ago. It was my first house, and I too found the perfect place. If this is the place you really want, go for it. Before I bought my house I had found an even better place, but I didnt move on it fast enough, and it was gone. :-(

Title: Re: My nerves are shot!
Post by: acerlily11 on 03/16/2023 02:39 AM
Quote from: Bob Cordell on 05/15/2008 09:19 PMSo my rent is being raised and I start thinking "hell, thats almost a house payment"

Now I find myself looking at houses and lining up financing. I've been through this before but I forgot how nerve racking this whole process can be. If anyone remembers my " put out the garden" thread get this. My buddy happened to mention that the house next door, his Uncle's house was going up for sale. I kinda became interested in it and took a walk through. This place is perfect for me, 3 bedrooms, 2 bath, new roof, new siding, etc...


I can walk next door at my pals and work in the garden. I've been close friends with the guy for 30 years. We both have huge back yards and we were discussing putting a tee box and green on the back of my lot and the same on his...two par 3 holes, how cool would that be? Teeing off from my yard to his green and vice versa. I think he slices though...

Now back to reality, actually getting the loan that I can afford! We'll see I guess!



Congratulations on finding a potential new home that sounds perfect for you! It's understandable to be nervous about the home-buying process, but it sounds like you have a great support system with your friend next door. The idea of having your own personal golf course in your backyard is definitely enticing! Best of luck with securing financing and making your dream home a reality. Keep us updated on how it goes!
Title: Re: My nerves are shot!
Post by: Brlesq on 03/16/2023 07:24 AM
How's that house hunting going, Bob?






(Lets see how many more lemmings jump over the cliff and onto this 15 year old thread. Clearly today's poster ain't paying attention!)
Title: Re: My nerves are shot!
Post by: Bob Cordell on 03/16/2023 07:44 AM
 :lmao:  :lmao:  :lmao:  :lmao:  :lmao:  :lmao:  :lmao:
Title: Re: My nerves are shot!
Post by: headfirst on 03/16/2023 07:53 AM
Where do these people dig up these threads?!   :lmao:
Title: Re: My nerves are shot!
Post by: BewareDaPenguin on 03/16/2023 08:15 AM
Damn that would be ultra epic!!! Good luck brother!! Will be praying for a great outcome!! :smoker:
Title: Re: My nerves are shot!
Post by: Beegerply on 03/16/2023 09:48 AM
 :lmao:  :lmao:
Title: Re: My nerves are shot!
Post by: shakinghorizons on 03/16/2023 10:45 AM
Quote from: BewareDaPenguin on 03/16/2023 08:15 AMDamn that would be ultra epic!!! Good luck brother!! Will be praying for a great outcome!! :smoker:

Ha! Got 'em!
Title: Re: My nerves are shot!
Post by: BewareDaPenguin on 03/16/2023 11:15 AM
Quote from: shakinghorizons on 03/16/2023 10:45 AM
Quote from: BewareDaPenguin on 03/16/2023 08:15 AMDamn that would be ultra epic!!! Good luck brother!! Will be praying for a great outcome!! :smoker:

Ha! Got 'em!

Damn sure did!! Lol didn't even look at the dates!!! :lmao:  :hitme:
Title: Re: My nerves are shot!
Post by: Bob Cordell on 03/16/2023 11:41 AM
We could pull up some old threads that would have you laughing your asses off!

It was pretty wild around here a decade or so ago :lmao:  :lmao:   
Title: Re: My nerves are shot!
Post by: gitfiddl on 03/16/2023 01:35 PM
Best of luck, brother! 
Title: Re: My nerves are shot!
Post by: Brlesq on 03/16/2023 02:34 PM
Quote from: gitfiddl on 03/16/2023 01:35 PMBest of luck, brother! 


And the jumping continues . . .   :lmao: 
Title: Re: My nerves are shot!
Post by: BewareDaPenguin on 03/16/2023 06:39 PM
Quote from: Bob Cordell on 03/16/2023 11:41 AMWe could pull up some old threads that would have you laughing your asses off!

It was pretty wild around here a decade or so ago :lmao:  :lmao:   

I've seen a few n heard some stories I'm a 2014"er lol :smoker: I know we've had a few pop in recently